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钱包被偷了应该采取的措施(zt)

本文发表在 rolia.net 枫下论坛是我老板发给我的一片文章
我前一阵皮包被偷了,里面的钱包pda都被偷走,皮包被扔在公共厕所里,虽然损失不太
大,不过也够惊魂得了。信用卡驾照什么得都在钱包里呢
贴这篇文章给大家八
A corporate attorney sent the following out to the employees in his company. I
pass it along, for your information.

The next time you order checks have only your initials (instead of first name)
and last name put on them. If someone takes your check book they will not know
if you sign your checks with just your initials or your first name but your
bank will know how you sign your checks.

Put your work phone # on your checks instead of your home phone. If you have a
PO Box use that instead of your home address. If you do not have a PO Box use
your work address. Never have your SS# printed on your checks-you can add it
if it is necessary. But if you have it printed, anyone can get it.

Place the contents of your wallet on a photocopy machine, do both sides of
each license, credit card, etc. You will know what you had in your wallet and
all of the account numbers and phone numbers to call and cancel. Keep the
photocopy in a safe place. I also carry a photocopy of my passport when I
travel either here or abroad.

We've all heard horror stories about fraud that's committed on us in stealing
a name, address, Social Security number, credit cards, etc.

Unfortunately I, an attorney, have firsthand knowledge because my wallet was
stolen last month. Within a week, the thieve(s) ordered an expensive monthly
cell phone package, applied for a VISA credit card, had a credit line approved
to buy a Gateway computer, received a PIN number from DMV to change my driving
record information online, and more.

But here's some critical information to limit the damage in case this happens
to you or someone you know:

We have been told we should cancel our credit cards immediately. But the key
is having the toll free numbers and your card numbers handy so you know whom
to call. Keep those where you can find them easily.

File a police report immediately in the jurisdiction where it was stolen, this
proves to credit providers you were diligent, and is a first step toward an
investigation (if there ever is one).

But here's what is perhaps most important:
(I never even thought to do this)

Call the three national credit reporting organizations immediately to place a
fraud alert on your name and Social Security number. I had never heard of
doing that until advised by a bank that called to tell me an application for
credit was made over the Internet in my name. The alert means any company that
checks your credit knows your information was stolen and they have to contact
you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all
the damage had been done. There are records of all the credit checks initiated
by the thieves' purchases, none of which I knew about before placing the
alert. Since then, no additional damage has been done, and the thieves threw
my wallet away this weekend
(someone turned it in). It seems to have stopped them in their tracks.

The numbers are:
Equifax: 1-800-525-6285 Experian (formerly TRW): 1-888-397-3742 Trans Union:
1-800-680-7289 Social Security Administration (fraud line): 1-800-269-0271

We pass along jokes; we pass along just about everything. Do think about
passing this information along. It could really help someone you care about.

This email was cleaned by emailStripper, available for free from
http://www.papercut.biz/em

Harry and Sharon Moore Colquhoun
Belle Mead, NJ更多精彩文章及讨论,请光临枫下论坛 rolia.net
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Replies, comments and Discussions:

  • 枫下家园 / 理财投资税务 / 钱包被偷了应该采取的措施(zt)
    本文发表在 rolia.net 枫下论坛是我老板发给我的一片文章
    我前一阵皮包被偷了,里面的钱包pda都被偷走,皮包被扔在公共厕所里,虽然损失不太
    大,不过也够惊魂得了。信用卡驾照什么得都在钱包里呢
    贴这篇文章给大家八
    A corporate attorney sent the following out to the employees in his company. I
    pass it along, for your information.

    The next time you order checks have only your initials (instead of first name)
    and last name put on them. If someone takes your check book they will not know
    if you sign your checks with just your initials or your first name but your
    bank will know how you sign your checks.

    Put your work phone # on your checks instead of your home phone. If you have a
    PO Box use that instead of your home address. If you do not have a PO Box use
    your work address. Never have your SS# printed on your checks-you can add it
    if it is necessary. But if you have it printed, anyone can get it.

    Place the contents of your wallet on a photocopy machine, do both sides of
    each license, credit card, etc. You will know what you had in your wallet and
    all of the account numbers and phone numbers to call and cancel. Keep the
    photocopy in a safe place. I also carry a photocopy of my passport when I
    travel either here or abroad.

    We've all heard horror stories about fraud that's committed on us in stealing
    a name, address, Social Security number, credit cards, etc.

    Unfortunately I, an attorney, have firsthand knowledge because my wallet was
    stolen last month. Within a week, the thieve(s) ordered an expensive monthly
    cell phone package, applied for a VISA credit card, had a credit line approved
    to buy a Gateway computer, received a PIN number from DMV to change my driving
    record information online, and more.

    But here's some critical information to limit the damage in case this happens
    to you or someone you know:

    We have been told we should cancel our credit cards immediately. But the key
    is having the toll free numbers and your card numbers handy so you know whom
    to call. Keep those where you can find them easily.

    File a police report immediately in the jurisdiction where it was stolen, this
    proves to credit providers you were diligent, and is a first step toward an
    investigation (if there ever is one).

    But here's what is perhaps most important:
    (I never even thought to do this)

    Call the three national credit reporting organizations immediately to place a
    fraud alert on your name and Social Security number. I had never heard of
    doing that until advised by a bank that called to tell me an application for
    credit was made over the Internet in my name. The alert means any company that
    checks your credit knows your information was stolen and they have to contact
    you by phone to authorize new credit.

    By the time I was advised to do this, almost two weeks after the theft, all
    the damage had been done. There are records of all the credit checks initiated
    by the thieves' purchases, none of which I knew about before placing the
    alert. Since then, no additional damage has been done, and the thieves threw
    my wallet away this weekend
    (someone turned it in). It seems to have stopped them in their tracks.

    The numbers are:
    Equifax: 1-800-525-6285 Experian (formerly TRW): 1-888-397-3742 Trans Union:
    1-800-680-7289 Social Security Administration (fraud line): 1-800-269-0271

    We pass along jokes; we pass along just about everything. Do think about
    passing this information along. It could really help someone you care about.

    This email was cleaned by emailStripper, available for free from
    http://www.papercut.biz/em

    Harry and Sharon Moore Colquhoun
    Belle Mead, NJ更多精彩文章及讨论,请光临枫下论坛 rolia.net
    • 好工作
    • Very good!
    • very good! thanks
    • good to know. Thanks for sharing.
    • 只有一点补充,关于信用卡的。
      如果钱包里各种信用卡,商店卡逐渐增多以后可以注册一个hot line service,年费$25左右,但一家大小的所有信用卡,银行卡均受保护,一旦钱包被窃只要打一个hot line的电话就可以取消丢失的卡片,以后该卡上的任何消费都与你无关了。
      • where can I get this hot line?
        • 应当是发你CREDIT CARD的银行.
        • 各家银行都可以帮你加入。1-800-387-1949
          • 谢谢两位