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技多不压身，工到自然成：安省技工证书特训班，点击咨询报名！

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技多不压身，工到自然成：安省技工证书特训班，点击咨询报名！

Don't worry. It's a benefit for you. 1. Most of them are free (while you should pay >$10 to order bank checks). 2. Most of them are free to use (check your card company policy, some charge CAF). 3...

siebel(阿丽梦啊我来离萨)

3. You can use them as Bank Checks. As you know, bank check need you have enough money in your account before you can use it. The same with this card. If you don't want to pay extra interest, deposit enough cash into it before you sign a check.

4. The only disadvantage may be : most of Credit Card Checks don't have the function of "stop pay" which means once you sign the check, you can not stop to pay it. Whereas, most of bank check have such function.

I couldn't see any tricky or fallacy here.

good luck!

(#1121357@0)
Last Updated: 2003-4-3
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枫下家园 / 理财投资税务 / 问大家一个问题：今天受到信用卡帐单，上面附带着一张purchase cheque，这张cheque有什么用，我估计用它买东西可以不负利息，干点别的，比如象什么房租之类的是不是跟从信用卡取cash一样，就要负高额的利息？谁有这方面的经验？给说说。 -killer(流血五步伏尸二人); 2003-4-3 (#1121148@0)

要仔细看你的信用卡条款。我的信用卡那个东东叫什么twin check，说是可以在刷不了卡的地方用，不过好像是要付利息的，跟cash advance一个利息。 -pingle(象苹果一样绿); 2003-4-3 (#1121160@0)

那种支票好象就是榨你钱不眨眼的刀吧——嗨，记得你们都是老鸟啊，现在鸟多了，就分不清谁是老鸟谁是新鸟了。 -workopolis(﹡ 枫树下の守望者 ﹡); 2003-4-3 (#1121188@0)

知道这些东东不会是什么好事，不过我还真没看到具体的条款。 -killer(流血五步伏尸二人); 2003-4-3 (#1121249@0)

that is for you to pay something which you are not able to pay by your credit card, for instance, the seller does not have card-machine. -hucan(whocan); 2003-4-3 (#1121213@0)
As soon as you use the cheque, you will be charged at the cash advance interest! Unless you have to, stay away from it. -rotten(downtoearth); 2003-4-3 (#1121236@0)
谢谢大家。 -killer(流血五步伏尸二人); 2003-4-3 (#1121245@0)
我知道有一个情况下用cheque比较方便：用信用卡买了什么大件的东西，付了账单后又把东西退了，这时如果信用卡上有超过信用额的credit，想把钱转出来，写一张cheque给自己，是不用手续费的。 -fionah(); 2003-4-3 (#1121263@0)

Depends. Some cards charge you several dollars Cash Advance Fee. Check your bill carefully. Some others waive. -siebel(阿丽梦啊我来离萨); 2003-4-3 (#1121349@0)

Don't worry. It's a benefit for you. 1. Most of them are free (while you should pay >$10 to order bank checks). 2. Most of them are free to use (check your card company policy, some charge CAF). 3... -siebel(阿丽梦啊我来离萨); 2003-4-3 {526} (#1121357@0)
3. You can use them as Bank Checks. As you know, bank check need you have enough money in your account before you can use it. The same with this card. If you don't want to pay extra interest, deposit enough cash into it before you sign a check.

4. The only disadvantage may be : most of Credit Card Checks don't have the function of "stop pay" which means once you sign the check, you can not stop to pay it. Whereas, most of bank check have such function.

I couldn't see any tricky or fallacy here.

good luck!

谢谢，不过对我来说没有太大的用处。 -killer(流血五步伏尸二人); 2003-4-3 (#1121380@0)

绝大部分信用卡支票都算Cash Advanced, 我只有Capital One的信用卡支票不算Cash Advanced, 所以我每个月都用。 -spectrum(Spectrum); 2003-4-3 (#1121415@0)

呵呵，我说呢，我受到的就是capital one的，还叫我 Give it as a gift to someone special. blahblah -killer(流血五步伏尸二人); 2003-4-3 (#1121432@0)

@Calgary

Don't worry. It's a benefit for you. 1. Most of them are free (while you should pay >$10 to order bank checks). 2. Most of them are free to use (check your card company policy, some charge CAF). 3...

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