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@Calgary

请教在ING DIRECT的美元账号存钱的问题，谢谢

hzgxy(知我者谓我心忧)
开了一个ING DIRECT的美元账号，想存钱进去/把CIBC美元账号的钱转进去。
问了CIBC，它的美元账号是一个支票账号，不过印支票费用20-30元（要印就要印一本）；（ING DIRECT）告知用DRAFT转钱进去也可以，但CIBC的美元DRAFT也要收费7.5美元。

哪位DX有什么省钱的办法，谢谢。

另外两个问题：
1. ING DIRECT规定如果要转钱出去，必须要有一个其它银行的美元支票账号和它的link在一起，而且要附上一张那个银行的美元支票为凭证，请问有什么替代的办法没有？
2. . 如果有一个ING DIRECT的加币账号和一个美元账号，自己在两个账号之间来回转钱，是不是就可以看作一种外汇买卖了？（它的汇率比TD的好一点）。
(#1274861@0)
Last Updated: 2003-7-7
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Replies, comments and Discussions:

  • 枫下家园 / 理财投资税务 / 请教在ING DIRECT的美元账号存钱的问题，谢谢 -hzgxy(知我者谓我心忧); 2003-7-7 {567} (#1274861@0)
    开了一个ING DIRECT的美元账号，想存钱进去/把CIBC美元账号的钱转进去。
    问了CIBC，它的美元账号是一个支票账号，不过印支票费用20-30元（要印就要印一本）；（ING DIRECT）告知用DRAFT转钱进去也可以，但CIBC的美元DRAFT也要收费7.5美元。

    哪位DX有什么省钱的办法，谢谢。

    另外两个问题：
    1. ING DIRECT规定如果要转钱出去，必须要有一个其它银行的美元支票账号和它的link在一起，而且要附上一张那个银行的美元支票为凭证，请问有什么替代的办法没有？
    2. . 如果有一个ING DIRECT的加币账号和一个美元账号，自己在两个账号之间来回转钱，是不是就可以看作一种外汇买卖了？（它的汇率比TD的好一点）。
    • 你只需要一张支票建立link就行了啊;1,印象里是怎么都得有支票这个环节完成开户的,没法替代;2没试过 -yatou(yatou); 2003-7-7 (#1274870@0)
      • 多谢。问题是为了转一次钱去order一本支票，实在是有点不划算 -hzgxy(知我者谓我心忧); 2003-7-7 {90} (#1274887@0)
        在加拿大要写美元支票的场合实在是很少；CIBC说了，它的美元支票一般只能在加拿大使用。
        谢谢。
        • 一般开户的时候都可以向经理要几张free的呀 -babyblue(babyblue); 2003-7-7 (#1274893@0)
    • I was in the same situation a couple of months ago. -mclevin(Scarborough); 2003-7-7 {1221} (#1274939@0)
      本文发表在 rolia.net 枫下论坛CIBC know what I want to do and they try to give me hard time by telling me no free cheques. Have to pay $20-30 to order a cheque book. Draft wo't work with ING since you don't have your account # on it and you can't transfer you money out. If you are smart enough to get some free cheques when you open the account @ CIBC, there is no problem, But I don't think you are in such case. For me, I have an USD &CAD investment account @BMO and they gave some free USD cheques when I just started business with them. So what I did was I used a draft to transfer from CIBC to BMO, then with the free USD cheque, transfered to ING. When I need, I can only transfer the money back to BMO. It has nothing to do with CIBC anymore. If you really don't want to pay the 20-30, open a new USD account @ any bank or CIBC branch whoever will provide some free cheques. Then you know what to do.
      Every bank is selfish. @BMO, they held my money for whole month although I told them from very beginning I need the money right away and it's from a Canadian bank, not from abroad. Really PO by them. Hope my story helps!
      Plus, I didn't pay for the draft. It's up to the teller. I even asked her how much, she just said forget it. :D更多精彩文章及讨论，请光临枫下论坛 rolia.net
      • thanks a lot -hzgxy(知我者谓我心忧); 2003-7-7 (#1274948@0)
    • 我在RBC买过单张支票（好象3张），0。5刀一张。CIBC不知道，CIBC没给过我好印象！ -jameschen6(梦想农庄…想当老板); 2003-7-7 (#1275204@0)

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