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@Calgary

Case by case,agent by agent,lawyer by lawyer...POS is more risk than others,so price should be more charming,and no means others are 0 risk.

yihan(逸涵)
POS is a complex issue.Even treb have a policy--can not dress a property as POS as a kind of advertisement .And not all of them are beautiful.I do not encourage my client to keep eyes to buy this kind of property .Just in case if you like it enough to take this risk,you still can buy it .I know the buyers of some cases still being happy till now.The buyer pays the fee to TI and lawyer for what?for buying a property with a clean title,right?But like insurance company has different policies for different price,different lawyers also have different experieces and rules and energy to involve in this field.
(#1402122@0)
Last Updated: 2003-10-7
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  • 枫下家园 / 住房话题 /
    tor
    Toronto Area
    谈谈银行拍卖房 -fishlonely(想做神箭手，难啊！); 2003-10-6 {2199} (#1401228@0)
    • 对， 就是这个， 我觉得比较好用 -ningxin0809(雁影行洲); 2003-10-6 (#1401270@0)
    • Great Article!! -rhill(鱼棍一号); 2003-10-6 (#1401286@0)
    • title insurance can protect you. -laedon(laedon); 2003-10-6 (#1401417@0)
      • 我知道，但我只讨论正常的情况,何况也不是包治百病。至于这个TI，我以后有时间会专门写点东西来讨论它是否真的有必要。 -fishlonely(想做神箭手，难啊！); 2003-10-6 (#1401442@0)
        • The lawyer always recomment the TI, It seems to save money right away when you are closing.. Does that make sense? -totooo(lazy girl); 2003-10-6 (#1401789@0)
    • 谢谢分享！请问在哪里能找到pos的房源信息呢？court or realtor? -heaver505(heaver); 2003-10-6 (#1401422@0)
    • yet another great article from fishy! -unionville(Unionville); 2003-10-6 (#1401504@0)
    • 几点补充与不同： -yihan(逸涵); 2003-10-7 {616} (#1401967@0)
      1）POS，卖家与TITLE 不是同一人，卖家一般是MORTGAGEE，给贷款的机构（银行）或私人，一般他们有POS CERTIFICATE，或COURT ORDER，否则，没有一点保证的话，LISTING AGENT不敢拿自己的执照开玩笑
      2）POS卖家可能只有对房子的拍卖权，而房子内部的CHATTELS（APPLIANCES ECT）有可能依然属于原房主，即使CLOSING后，他们或他们的抵押人都可以CLAIM AND MOVE 。

      与破烂的CONDITION 相异的是，我碰到的几个POS都是卖家为了尽快将房子脱手卖前注资将房子整得GOOD CONDITON WITH GOOD PRICE TO BUYER。

      风险与利益并存，如何取得平衡，有经验又SHARP的BUYER AGENT 的PAPER WORK （HOW TO DRESS THE CLOUSES）与NEGOTIATION SKILLS 的确能为买家买到放心的房子。
      • I am confused. From his article, I got the idea not touching POS, because no one want to face those dangerous factors, it is really not worth it, because you have no control,..., -badegg(badegg); 2003-10-7 {476} (#1402067@0)
        Although he said an good agent can help you, but those things he list I do not think a agent can do something about it, because there is 没有一点保证, am I right?
        But from your post, you have a totally opposite opinions. From what you post, I got the ideas if you can find the POS, it is good to buy it because of the price issue. A good agent and contract can protect you, you have control with it.
        Whose ideas are right? I know both of you are experienced agents.
        • Case by case,agent by agent,lawyer by lawyer...POS is more risk than others,so price should be more charming,and no means others are 0 risk. -yihan(逸涵); 2003-10-7 {614} (#1402122@0)
          POS is a complex issue.Even treb have a policy--can not dress a property as POS as a kind of advertisement .And not all of them are beautiful.I do not encourage my client to keep eyes to buy this kind of property .Just in case if you like it enough to take this risk,you still can buy it .I know the buyers of some cases still being happy till now.The buyer pays the fee to TI and lawyer for what?for buying a property with a clean title,right?But like insurance company has different policies for different price,different lawyers also have different experieces and rules and energy to involve in this field.
    • 很值得保留． -rollor(Rollor); 2003-10-7 (#1402009@0)
    • Good points. 1. Becareful with POS, there are so many unsure things could happend, you'd better not touch it. 2. If you really like that POS price, you'd better deal with an experienced agent . -badegg(badegg); 2003-10-7 (#1402015@0)
    • what is Quick close? Thanks -jenny_montreal(Jenny); 2004-7-3 {66} (#1788557@0)
      Your article is really good.

      But what is Quick close?

      Thanks

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