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政府继续出台政策打击炒饭客

jeffrey815(Smartiecat)

OTTAWA/TORONTO (Reuters) -Canada's banking regulator on Friday said lenders will have to limit the number of mortgage borrowers with highly leveraged loans in their portfolios as Canadians grapple with the burden of huge debt in a challenging economic environment. In an emailed statement, the Office of the Superintendent of Financial Institutions (OSFI) said it is implementing a cap on the number of mortgages a bank can lend that are larger than 4.5 times a borrower's annual income. The loan-to-income, or LTI, measure applies to individual banks and is designed to prevent the buildup of highly leveraged loans during low interest rate periods, OSFI said.

Full Story:
https://ca.finance.yahoo.com/news/canada-banking-regulator-cap-mortgages-163619422.html

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Last Updated: 3-23
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枫下家园 / 枫下觅巢 /
tor
Toronto Area

政府继续出台政策打击炒饭客 -jeffrey815(Smartiecat); 3-23 {1087} (#16016059@0) +1

OTTAWA/TORONTO (Reuters) -Canada's banking regulator on Friday said lenders will have to limit the number of mortgage borrowers with highly leveraged loans in their portfolios as Canadians grapple with the burden of huge debt in a challenging economic environment. In an emailed statement, the Office of the Superintendent of Financial Institutions (OSFI) said it is implementing a cap on the number of mortgages a bank can lend that are larger than 4.5 times a borrower's annual income. The loan-to-income, or LTI, measure applies to individual banks and is designed to prevent the buildup of highly leveraged loans during low interest rate periods, OSFI said.

Full Story:
https://ca.finance.yahoo.com/news/canada-banking-regulator-cap-mortgages-163619422.html

减低风险 -retirecat(今天吃什么); 3-23 (#16016087@0) +1

这就叫打击炒饭客呀😂😂😂问题是，osfi说cap贷款上限为4.5%5%多久了，银行就贷出去10%, 你能咋地吧，风险人家银行自己扛着。 -czczcz(看得清); 3-23 (#16016900@0)

这年月，连炒饭也不让了。 -dontknowa(dontknow); 3-23 (#16016157@0) +5

哈哈 -lostmyid(Ω); 3-23 (#16016560@0)

房子是民众基本生活需求之一，也是有限资源，如果被拿来炒，对社会安定影响太大。 -uws(United We Stand); 3-23 (#16016190@0) +3
现在利息在高位，移民政策明显收紧，政府打击炒房政策也陆续出来，尽然还有人不停鼓吹近期房价看涨。有点不可思议。 -bay.chen(168); 3-23 (#16016224@0) +6

政府最近有啥打击炒房政策？不要造谣了。房价事实就是涨了，可不是啥“看涨”，却不让说，不可思议 -dontknowa(dontknow); 3-23 (#16016241@0) +6

涨了吗？比通胀少多了吧？ -bay.chen(168); 3-23 (#16016297@0) +3

通胀现在是零或者负，当然你看后视镜还是有些涨的 -czczcz(看得清); 3-23 (#16017460@0) +1

通胀现在零或负？确实人不要脸无敌啊。 -bay.chen(168); 3-23 (#16017618@0) +6

有没有看过这个，会不会看？面子是别人给的，脸是自己丢的。 -czczcz(看得清); 3-24 (#16017685@0) +1

你就选择自己喜欢看的数据活在你自己的世界里吧。不用管政府公布的数据，政府利率决定以你喜欢的数据为准。 -bay.chen(168); 3-24 (#16017789@0) +5

哦这个是我喜欢看的数据，不是政府公布的？那我搞错了 😂😂😂👍 -czczcz(看得清); 3-24 (#16018000@0) +1

对，现在是通缩。你高兴就好。 -bay.chen(168); 3-24 (#16018519@0)

标题党LOL -bennard1982(纵横四海); 3-23 (#16016735@0) +1
政府自己就从房子里分杯羹，这是李逵打到李鬼，瞎吆喝 -palwang2000(重现江湖); 3-23 (#16016907@0) +2

实话 -czczcz(看得清); 3-23 (#16016918@0) +2

政府收紧贷款政策为降息作准备，但炒房客借钱从来不用正规手段，这政策没个鸟用，只有对短炒收益加重税，鼓励长期投资才是正道，但哪个政客愿意做长线的事？ -forest0(蓝色土耳其); 3-23 (#16017005@0)
呵呵，我提前2-3年就剧透过，政府必定严打小房东，投机客，可惜很少人信我 -eleclan(eleclan); 3-23 (#16017466@0) +3

你就是无所不能的神 -**🍂; 3-24 (#16018006@0) +13

😂我喜欢动脑子很多人没有就算了我可以理解 -eleclan(eleclan); 3-24 (#16018028@0)

我也很喜欢动脑子。但还是有自知之明，不敢到处当神 -**🍂; 3-24 (#16018106@0) +4

你是女神雅典娜，你负责天上美哒哒就好，自知之明就交给凡间女斯基好了 -eleclan(eleclan); 3-24 (#16018525@0)

真准👍 剧透一下明年这时候房价是涨是跌？大家都急死了 -czczcz(看得清); 3-24 (#16018008@0) +2

😂涨必须的 -eleclan(eleclan); 3-24 (#16018025@0)

现在也不信。政府什么时候严打小房东了？ -idontknowa(idontknow); 3-24 (#16018157@0) +2

无房户整天盼着小房东倒霉而已。 -marklon(Go); 3-24 (#16018774@0) +2

日本开始升息，美国国债被抛售，美联储停止缩表，耶伦又要访华。还炒房？ -daynnight(@_@); 3-24 (#16018109@0) +1

你们习主席有没有请耶伦吃饭？ -czczcz(看得清); 3-24 (#16019149@0)

@Calgary

政府继续出台政策打击炒饭客

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