×

Loading...
Ad by
  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。
Ad by
  • 最优利率和cashback可以申请特批,好信用好收入offer更好。请点链接扫码加微信咨询,Scotiabank -- Nick Zhang 6478812600。

TD Bank should be complained more. Here is my story.

My kins e-transmit $USD5000 to me through US Bank to TD Bank. They had paid transmission fee in US Bank by $20. TD Bank clained they would not charge me, before I decide to commit this transaction. But after I read the current on my bank book, I found $10 less. So I asked TD Bank why? Another fat and ugly lady replied me, that lady who answered my question didnt know the police.
Another thing, I wanted TD Bank to write a deposit denefitation letter for me. In other banks, they wouldnt charge customers. But they charge me $25!
More implciate and unfair tricks they have....
And what is the result for TD Bank?
I completely close all accounts in that bank to give them a lesson! And open my accounts in another bank.
And then they do something to bother me. They ask a terrible female voice to call my cell phone sveral times.
See? How disccusted they are.
Sign in and Reply Report

Replies, comments and Discussions:

  • 枫下家园 / 理财投资税务 / 我的经历:7 King Street East(GLG)是这样骗钱的
    本文发表在 rolia.net 枫下论坛我的经历:7 King Street East(GLG)是这样骗钱的

    曾经看到网友投诉7 King Street East(GLG)的文章,其实,那里的服务态度是一回事,你要兑换汇款时更是一步一机关,层层骗去你的钱,希望我的经历能使大家得益。

    先向大家介绍汇款回国的情况。我汇款回中国时,都在这边先换成港币(加元国内不好处理),我的银行是TD Bank,港币汇率不高,所以我第一次汇款是通过香港银行(HSBC)汇的,银行收40加元手续费(包括电汇wire和处理我的TD Bank Draft的手续费),一周后国内收到,国内不需再交手续费。

    下面就是和7 King Street East(GLG)打交道的经过了。从报纸上看到它的广告,只收20元的电汇费,挺诱人的,打电话问汇率也挺高,就去了。

    柜员是一位壮实的中年汉子,能讲国语。

    我问,换2000加元成港币,汇率多少?

    他说0.1915。

    这个数字还可以。我说行啊,那我就在这里换了,然后我要电汇到中国去。

    柜员就说,这样的话汇率不同哦,

    我说怎么不同法?他说那要0.1955,

    怎么这么高?我奇怪了。

    他解释,电汇要通过银行,所以要用银行的汇率。

    我犹豫了好一会,然后说好吧。

    他就刷刷地打字开单,然后说,手续费30元。

    我问,你的报纸广告不是说20元吗?怎么变30元了?

    他说,我们刚刚调了价,反正你不付30元我们也不会给你汇。

    我咬咬牙,想想也算了,就汇吧!

    回到家里仔细一算,觉得跷蹊之处挺多:

    1,汇款要通过银行没错,可是GLG可以直接拿港币到银行汇啊,不应该有兑换上的差别。这一来,它就从我这里骗去了: 2000/0.1915 - 2000/0.1955 = 213.68HKD = 41.7CAD

    2, 广告上的手续费一个价格,实际办另一个价格,应该是很常见的骗术。

    没想到,更后悔的时候还在后头。

    两周后中国的家人收到汇款,可是不是我寄的数目,而是少了300港币!查询中国银行的结果说,这笔钱是通过一个香港的银行转的,所以要收300港币的手续费.我的天!上次我从HSBC汇款时国内可是不收手续费的!

    再算一算帐:

    300HKD = 58.65 CAD

    41.7 + 30 + 58.65 = 135 CAD

    就这样,我通过7 King Street East(GLG)汇了2000加元,被层层抽剥的总额是135加元.将近七个百分点.

    我的教训:

    1,如果你要兑换现钞,这种兑换点可能汇率有好处(你要担心假钞)
    2,如果你要汇款,还是到大银行做妥当,并且就我的亲身经历,HSBC总体手续费还低好多.记着:钱离开了你的手你就控制不了了.

    我不会再到7 King Street East(GLG),不会再跟它打任何交道,并且我劝周围的朋友也不去它那里.它以它的欺诈,理应得到报应.更多精彩文章及讨论,请光临枫下论坛 rolia.net
    • Life is full of tricks and cheating. Thank you for sharing your experience with us.
      • free talk
        is it possible to exchange RMB into CDN $ as a new immigrant?

        Thanks for your reply in advance.
    • 如果有信用的话,国内即将出去的移友将钱汇入你国内的指定账上,而你在加国将钱汇回国供移友使用,不是挺好。大家看是否可行?
      • Only feasible among very good friends. Anyway, we get to now the "cost of credit".
    • TD Bank should be complained more. Here is my story.
      My kins e-transmit $USD5000 to me through US Bank to TD Bank. They had paid transmission fee in US Bank by $20. TD Bank clained they would not charge me, before I decide to commit this transaction. But after I read the current on my bank book, I found $10 less. So I asked TD Bank why? Another fat and ugly lady replied me, that lady who answered my question didnt know the police.
      Another thing, I wanted TD Bank to write a deposit denefitation letter for me. In other banks, they wouldnt charge customers. But they charge me $25!
      More implciate and unfair tricks they have....
      And what is the result for TD Bank?
      I completely close all accounts in that bank to give them a lesson! And open my accounts in another bank.
      And then they do something to bother me. They ask a terrible female voice to call my cell phone sveral times.
      See? How disccusted they are.
      • I also had a pretty bad experience with TD. Now I am happy with my PC financial.
    • 我想从国内汇20万人民币出来,付购房首付,到这里兑成加元。有没有人要汇钱回国内,正好和我互补?操作方式及汇率,要双方都接受,具体谈。
      • 关于换钱的事我刚刚给你发了MESSAGE,有兴趣的话可以给我来电话或发EMAIL。
    • 中国银行吧,态度什么的都不错的。尤其是说中文,让人感觉很舒服
    • 我寄钱的方法看来还是比较简单的。
      我是怎么做的, 其实很简单, 寄张支票回去就万事大吉了。
      当然其中有些细节问题, 我就不写了。