本文发表在 rolia.net 枫下论坛example: you buy 50万加币,downpayment 10%, you take 5万 out of your pocket,this house may bring you return from many area:#1.your house can bring in house after years, similar to a farmer have hen and a egg, the egg change to hen, then the two of hen have 2 eggs.#2. have apreciation of 7% in downtown Toronto(33 year average), so you earn 50x7%=3.5万 for the first year. the second year you earn 50x1.07x7%=3.745万, the 3rd year , more than the 2nd year.this is high percentage return, if you have two or more house, the return will be even higher ,the 5万 out of pocket can easy growing at a rate of 50% or higher each year.#3. each year, you pay down some principle you can pay off the 40 万加币 in about 20 or 25 years, you benifit from this abour 2 万 a year.#4cash flow, each month, some people can get positive cash flow. if you pay $3000 to bank and many other parties such as handyman,city,hydro,gas, water,insurance, newspaper,account,lawyer , if you collect $3300 rent. yo have cash flow of 300.#5depriciation, when you do your income tax, your accountant will do that, saving on tax,#6.you can do equity take out and spend it, buy anything you need for yourself, such as a car of BMW? or any other things! this money is not youncome, there is no income tax on it. what a saving on the income tax.#7.low risk so you can sleep well.since you can buy house insurance at very low cost, you are not like those peopl buying stocks, no insurance can insure your stock value at low cost.#8requried very little time of yourself if you can hire handyman, hire agent to manage. #9 you can start from small house, grow to big.I know many people have more than 10 houses, they start from 1 house , in a few years, get on fast track.#10.you are using other people's money, other people's time! Do not work for money,let money work for you.更多精彩文章及讨论，请光临枫下论坛 rolia.net