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20,000 maximum each ; The amount must be repaid to the RRSP within 15 years with a minimum annual payment of 1/15th of the amount withdrawn. If a repayment is not made for a given year the minimum repayment is included as taxable income for that year

#You have to make your withdrawal request in the same year you wish to participate in the Home Buyers Plan
#You cannot have previously participated in the plan in previous years.
#You have to be a resident of Canada
#You have to enter into a written agreement to buy or build a qualifying home
#You can withdraw a total of $20,000. Multiple withdrawals are allowed. Each of you and your Spouse can participate in the Plan and withdraw $20,000 from your own RRSPs.
#You have to be considered a First Time Home Buyer
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Replies, comments and Discussions:

  • 枫下家园 / 美丽家居 / as a 1st-time home-buyer,how much i can borrow from my rrsp?
    • and what's the time frame that i have to reimburse the amount
    • 20,000 maximum each ; The amount must be repaid to the RRSP within 15 years with a minimum annual payment of 1/15th of the amount withdrawn. If a repayment is not made for a given year the minimum repayment is included as taxable income for that year
      #You have to make your withdrawal request in the same year you wish to participate in the Home Buyers Plan
      #You cannot have previously participated in the plan in previous years.
      #You have to be a resident of Canada
      #You have to enter into a written agreement to buy or build a qualifying home
      #You can withdraw a total of $20,000. Multiple withdrawals are allowed. Each of you and your Spouse can participate in the Plan and withdraw $20,000 from your own RRSPs.
      #You have to be considered a First Time Home Buyer