GOOD POINT! 不同的机构收费(手续费&管理费)是怎样的呢?象CST, HST
-questionmark(xxx);
2003-1-23(#994564@0)
CST charges 200$/unit, and if the child goes to post-secondary education, this charg will be return with the scholarhsip, else it's gone.
-resp4child(教育基金);
2003-1-23(#995112@0)
大的金融机构and 银行基本上放在互惠基金和股票上, 手续费是免不了的. 前些年投资在互惠基金和股票上的人基本上亏本. 专业RESP机构投资回报稳定,并且有另外的一块TOP UP.TOP UP: the CESG lost from other children, donation from charity.....
-resp4child(教育基金);
2003-1-25{69}(#1000449@0)
叫板? 很多投资在高科技股票上的fund有50%的年回报? how many? Can you give us a list? The truth is in almost 600 muture funds, only 100 fund's returns are more than 10%. And lost of them are -xxx%.
-resp4child(教育基金);
2003-1-25(#1000531@0)
叫板？嘿嘿，你可真幽默。这里举几个加拿大的technical&science的Fund的业绩。凤凰虽然有时候飞得比鸡还要低，但鸡永远飞不了凤凰那么高。Fund Name 1998-2002年最高回报率
TD Entertainment & Communications 87.6%
Altamira Science & Technology 298.9%
StrategicNova Canadian Technology 191.8%
Talvest Global Science & Technology 65.6%
BMO Global Science & Technology 65.4%
Can you tell us in which year did the return happen? and what is the current return for these funds? Can you also give us a lits of 2000-2002年最低回报率?
-resp4child(教育基金);
2003-1-26(#1001516@0)
RESP是超长期投资, 但是请注意RESP更是时间敏感性投资.凤凰是不受你控制的, 当你想让他高飞时,他偏要卧巢! 有何高见, 能解此急...don't understand "你不要回避我的问题，先说说你那个小公司为什么不能投资在Equity市场？ ", I have nothing to 回避. and which 小公司?
-resp4child(教育基金);
2003-1-26{132}(#1001540@0)
If you want to control 凤凰, The only one option is GIC exclusively. No any other institute or product will satisfy you.
-jameschen6(梦想农庄);
2003-1-27(#1003785@0)
that's not 凤凰, who should be higher ...
-resp4child(教育基金);
2003-1-27(#1004292@0)
What is "概念"? "投资在Equity市场或Bond市场是永远要作的选择", 如果在你小孩上大学的那一年Equity市场或Bond市场也象1998-2002年的时候. 你是否对你的小孩说"孩子, 咱等股市上来在上学吧!"-:)
-resp4child(教育基金);
2003-1-25{3}(#1000578@0)
There is no argument that Mutual Fund包括Bond Fund, 不过, 对银行和金融机构来讲Mutual Fund意味着高风险投资.Bond Fund.不占主导地位.There is no argument that Mutual Fund包括Bond Fund, but form the bank/finanical insitute point of view, they want to put your money in high risk market, because they don't care the risk. No hurt to them if you lose, and they get their fee anyway.
-resp4child(教育基金);
2003-1-26{247}(#1001566@0)
RRSP is also a part of your financial plan. You know how and when you put the money in and how and when you will withdraw (or start to withdraw) money out. In this term, It is same with RESP.
-jameschen6(梦想农庄);
2003-1-27(#1003726@0)
For RRSP you have lot of room to withdraw your money, for RESP it's not. For RRSP you have time to deffer your risk, for RESP it's not.
-resp4child(教育基金);
2003-1-27(#1003818@0)
If you have 10 years to go for your RESP and 20year to go for your RRSP. They are all long term investment and basically should have same investment criteria
-jameschen6(梦想农庄);
2003-1-27(#1004031@0)
Hi, you still don't understand the time limit of RESP, which is you can't withdraw the money before the child turns 17, and you have to use the money after your child turns 17, andand you must close this account before he's 25 years old.Do you still say that it's same as RRSP?
-resp4child(教育基金);
2003-1-27{99}(#1004279@0)
What are the problems??? At least you can adjust the profilo within the account if you think your original one is not good. Give me your email and we can talk directly.
-jameschen6(梦想农庄);
2003-1-27(#1004313@0)
The Ontario Securities Commission warned investors yesterday about pooled scholarship Registered Education Savings Plans, issuing a brochure saying their risks are too easily misunderstood.
-myway2(myway);
2003-1-26(#1001897@0)
银行自助方式有2种. 1.GIC with lower profit return. 2. Mature fund and 股票, with higher risk. 对于第2种,长线投资本是好事, 但是更重要的是他在不确定性, 您不能把握在您的孩子需要上学时,Mature fund and 股票是熊是牛.
-resp4child(教育基金);
2003-1-26(#1002515@0)