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枫下茶话 / 美国话题 / 请教各位在美国工作的加拿大公民或移民,你们购买401K吗?如果是的话,以后回加拿大的话,如何从401K中不受限制的withdraw呢?
-pig.head(好好学習 天天能上);
2006-3-27
(#2867754@0)
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As far as I know, you won't be able to take it out without panelty. You can transfer it to your own IRA account and just leave it there as a saving untill you reach 60.
-barbarian(懒人);
2006-3-27
(#2868062@0)
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这么说来,如果不想到60岁再取钱,还不如不买401K了?
-pig.head(好好学習 天天能上);
2006-3-27
(#2868243@0)
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I heard from some Canadians that you have to work in US for minimum 12 years to be able to withdraw without limitation.
-richxie(齐天大圣);
2006-3-27
(#2868282@0)
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You can transfer from IRA to RRSP. You will pay tax to US, meanwhile you can use that as foreign credit towards you canadian income
-goodlord(goodlord);
2006-3-27
(#2868505@0)