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枫下家园 / 爱车一族 / 惨糟HIT&RUN,各位老大请帮忙看看!俺开的2002Corolla,昨天无意中发现右后车门和轮盖之间的地方被蹭坏了轮盖棱上掉了漆,10多厘米长半厘米宽的一条,车门座上也掉了漆。而且可能因为早两天下过雨的缘故,车门座上掉漆的地方都蒙了一层薄薄的锈。估计是前两天在不知道哪里停车的时候被别的车蹭了,哭哇!
还没有给保险公司打电话,请问各路神仙,有没有什么手艺好的bodyshop可以推荐一下,我好去问个价再作定夺。另外,这种情况,修理的手法会是喷漆、涂漆还是(火局)漆呢?因为掉得很彻底,象涂墙料被刮下来一样,一片一片的。
-pasu(InTheSky);
2002-10-6
{396}
(#784524@0)
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Call your insurance company ASAP. They will cover your loss (for the amount above deductible) without increasing your premium.
-jeffrey815(Smartiecat);
2002-10-6
(#784571@0)
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谢谢。不过我想着如果要是假若不超过我的300块钱deductable的话,就自己料理了算了,any idea?
-pasu(InTheSky);
2002-10-6
(#784576@0)
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如果只是third party的保险,保险公司会理类似的情况吗?
-dayafterday(悠悠我心);
2002-10-6
(#784719@0)
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应该不会吧?third party可没有包括你的车。
-pasu(InTheSky);
2002-10-6
(#784746@0)
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Check your policy. It's covered under uninsured automobile.
-jeffrey815(Smartiecat);
2002-10-6
(#784808@0)
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Uninsured/Unindentified Driver, e.g hit-and-run, is part of compulsory coverage.
Call police immediately, then call your broker and/or insurer.
-patpat(乃胡侃而已);
2002-10-6
(#784812@0)
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Sorry, my statement above is only true when it's in Ontario.
-patpat(乃胡侃而已);
2002-10-6
(#784813@0)
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现在的保险公司, 只要你有CLAIM, 每次claim都有记录, 他都涨你的保费, 而且还"株连九族", 既总体的claim金额高了, 每个人的保险都涨, 这就是MONNEX涨钱的理由.
-playtiger(又一秋);
2002-10-6
(#784947@0)
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Your second argument is valid. But the first one is not.
-jeffrey815(Smartiecat);
2002-10-6
(#784992@0)
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but why every time i quote premium online, i will be asked about how many claims i have done in last say, 3 years? if the times of claims do not affect the premium?
-foureyecatcat(catcat);
2002-10-6
(#784997@0)
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听说是过去数年里面如果你有超过3个involve在事故里的claim,别的保险公司就不爱接受你的转会。
-pasu(InTheSky);
2002-10-6
(#785063@0)
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This kind of claim is not at-fault claim. It's handled differently. But if you have too much of this kind of claim, the insurer may consider the possibility of cheating by policy holder.
-jeffrey815(Smartiecat);
2002-10-6
(#785085@0)
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sorry about that. and i think you'd better think it over before you claim. if the cost of reparing is not oo much, maybe you don't have to claim it
-foureyecatcat(catcat);
2002-10-6
(#785000@0)
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p.s. here is a little tip of my own experience for parking: whenever park your car, park besides nice cars. their drives are less likely to drive like crazy. anyway, comfort comfort
-foureyecatcat(catcat);
2002-10-6
(#785009@0)
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你说的都对,谢谢。不过总归是防不胜防啊,我看我那车应该是被别人停进去的时候蹭的,555。
-pasu(InTheSky);
2002-10-6
(#785060@0)
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也是,这种事也是防不胜防的,不过当出钱消灾了,转转运气也好。
-foureyecatcat(catcat);
2002-10-6
(#785082@0)
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关键是如何证明这是hit and run 呢?
-birdswimming(feifei);
2002-10-6
(#785015@0)
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@@,这个问题,先不管咯,唉。
-pasu(InTheSky);
2002-10-6
(#785061@0)
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我一年前有类似遭遇.在湖边停车场被人hit and run, 我去Sheppard/McCowan的全美车身维修中心估价, 600刀.我的deductable是500刀,我就没claim, 以免日后包费出麻烦. 您可以去问问. 电话: 4162927338.
-ingridchao(Ingrid);
2002-10-6
(#785072@0)
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谢谢。请问你的车当时的伤情如何?
-pasu(InTheSky);
2002-10-6
(#785188@0)
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右后方撞瘪碗口大的一块, 总面积有40*40厘米见方.
-ingridchao(Ingrid);
2002-10-7
(#786029@0)
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哇,这么惨,掉漆了吗?我今天去问了全美,280。
-pasu(InTheSky);
2002-10-7
(#786365@0)
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看来您车的伤势小多啦,就算不幸中之幸运了.hit and run 的人最可恶了.开车时目空一切, 撞了车却没有勇气面对.
-ingridchao(Ingrid);
2002-10-7
(#786436@0)